Free Credit Check
If you've been refused a loan or mortgage application, or your thinking of applying for one it maybe worth doing a quick check on your own credit report now. Mortgage lenders and lenders in general, use credit reports to help them make a decision when condidering whether or not to lend you money.
If you havent done so, you should check your own report for the following reasons:
- Make sure the information is accurate
- Make sure the information is upto date
- Help manage your finances better
- Improve your credit score
- Improve your chances of securing credit
- Enjoy lower lending rates
Below are some links that will take you to some of the leading Credit Reference Agencies in the UK. Some offer the ability to check your score for FREE. So if you havent already done so, do it now and increase your chances of getting YES next time your applying for a mortgage or loan.
http://www.checkmyfile.com/
Offers the a comprehensive credit check from several credit reference agencies
